403(b) Plan Investment Options

The information below displays the investment options available under the Plan. You can choose from a menu of investment options that cover the risk/reward spectrum allowing you to select from conservative choices, moderate growth and income funds, or aggressive growth opportunities in both U.S. and international markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards. 

For each investment option, click on the fund name to open a fund fact sheet that provides important information about the investment option, including fund expenses. Each investment option has a numeric fund code you will need when making investment changes on-line or via telephone.

You should consider the investment objectives, risks, and charges and expenses of the variable product and its underlying fund options carefully before investing. The prospectuses/prospectus summaries containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.    

While reviewing the fund fact sheets below, please also review the Disclosure Glossary document that provides information on types of investment risks, investment types and a glossary of terms and statistics. The document also provides instructions about how to obtain any underlying fund prospectus.

Validation Page

Please enter Voya in the text box below to view the Fund Fact Sheets.


Fund NumberInvestment Options
Stability of Principal
2573 Vanguard® Federal Money Market Fund - Investor Shares
4020 Voya Fixed Plus Account III
Bonds
898 Vanguard® Total Bond Market Index Fund - Admiral™ Shares
Asset Allocation
791 Vanguard® Target Retirement 2015 Fund - Investor Shares
1296 Vanguard® Target Retirement 2020 Fund - Investor Shares
926 Vanguard® Target Retirement 2025 Fund - Investor Shares
1297 Vanguard® Target Retirement 2030 Fund - Investor Shares
793 Vanguard® Target Retirement 2035 Fund - Investor Shares
1298 Vanguard® Target Retirement 2040 Fund - Investor Shares
794 Vanguard® Target Retirement 2045 Fund - Investor Shares
1299 Vanguard® Target Retirement 2050 Fund - Investor Shares
2473 Vanguard® Target Retirement 2055 Fund - Investor Shares
3447 Vanguard® Target Retirement 2060 Fund - Investor Shares
8995 Vanguard® Target Retirement 2065 Fund - Investor Shares
795 Vanguard® Target Retirement Income Fund - Investor Shares
Large Cap Value
899 Vanguard® 500 Index Fund - Admiral™ Shares
Small/Mid/Specialty
1353 Vanguard® Extended Market Index Fund - Admiral™ Shares
Global / International
9889 Vanguard® Total International Stock Index Fund - Adm™ Sh

Variable annuities are intended as long-term investments designed for retirement purposes. Withdrawals from an annuity may be subject to an early withdrawal fee and, if taken prior to age 59½, an IRS 10% premature distribution penalty tax will apply, unless an IRS exception applies. Money taken from the annuity will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than its original amount invested. An annuity does not provide any additional tax deferral benefit, as tax deferral is provided by the plan. Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject. However, an annuity does provide other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you.
                                                            
For 403(b)(1) fixed or variable annuities, employee deferrals (including earnings) may generally be distributed only upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: Hardship withdrawals are limited to employee deferrals made after 12/31/88. Exceptions to the distribution rules: No Internal Revenue Code withdrawal restrictions apply to '88 cash value (employee deferrals (including earnings) as of 12/31/88) and employer contributions (including earnings). However, employer contributions made to an annuity contract issued after December 31, 2008 may not be paid or made available before a distributable event occurs. Such amounts may be distributed to a participant or if applicable, the beneficiary: upon the participant's severance from employment or upon the occurrence of an event, such as after a fixed number of years, the attainment of a stated age, or disability.

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company (“VRIAC”), Windsor, CT. VRIAC is solely responsible for its own financial condition and contractual obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services LLC (“VIPS”). VIPS does not engage in the sale or solicitation of securities. All companies are members of the Voya® family of companies.  Securities distributed by Voya Financial Partners LLC (member SIPC) or third parties with which it has a selling agreement. Custodial account agreements or trust agreements are provided by Voya Institutional
Trust Company. All products and services may not be available in all states.